Low cost Car Rentals in the UK

A-Z Guide >> Insurance >> Insurance Excess

 

Most car rental companies have an insurance excess with the car rental policy. In North America this is referred to as a deductible. The car rental company will provide insurance or collision damage waiver (C.D.W ) to cover the risk of damage to the rented car. However they pass some of the risk to the customer in the form of an insurance excess.

These are the options available through Alamo.

There is alternative cover available to purchase from an insurance company.
More information can be found here.

You may also have insurance cover on your credit card. It is adviseable to check with them to for the full extent of your cover. 

 

Damage Liability Waiver includes Collision Damage Waiver & Theft protection. If DW is purchased it reduces the amount of the renters damage responsibility to the sum of the deductible. If declined the customer will be required to sign documentation taking responsibility up to full value of the car in the event of Theft of Damage. LDW costs as follows: 1 - 2 days £8.69 per day, 3 - 6 days £6.51 per day, 7+ days £4.34 per day.  Daily prices exclude tax. 

Group

Cost per day (GBP) + Tax

Deductible amount

MCMN

£4.34 - £8.69

550.00

ECMN

£4.34 - £8.69

550.00

CCMR

£4.34 - £8.69

550.00

CCAR

£4.34 - £8.69

550.00

CWMR

£4.34 - £8.69

550.00

IDMR

£4.34 - £8.69

550.00

SDAR

£4.34 - £8.69

650.00

IWMR

£4.34 - £8.69

550.00

SDMR

£4.34 - £8.69

650.00

PDAR

£4.34 - £8.69

650.00

FWAR

£4.34 - £8.69

650.00

CDMR

£4.34 - £8.69

550.00

IVMR

£4.34 - £8.69

650.00

FVAR

£4.34 - £8.69

650.00

FCAR

£4.34 - £8.69

650.00

DTMR

£4.34 - £8.69

650.00

DSMR

£4.34 - £8.69

650.00

IXAR

£4.34 - £8.69

650.00

IXAH

£4.34 - £8.69

650.00

 
 
 
Third Party Insurance (TPI): Third Party Insurance is compulsory under UK law and is included in your rental charge. Our Third Party Insurance insures against unlimited liability for death or bodily injury, and for damage to other peoples property up to a limit of GBP 25m. 

TW1 - Theft Liability Waiver if purchased, will reduce the deductible. This product is only available to those customers who decline our DLW insurance, but want coverage against theft.  TLW costs as follows: 1 - 2 days £8.69 per day, 3 - 6 days £6.51 per day, 7+ days £4.34 per day. Daily prices exclude tax. 

Group

Cost per day (GBP) + Tax

Deductible amount

MCMN

£4.34 - £8.69

550.00

ECMN

£4.34 - £8.69

550.00

CCMR

£4.34 - £8.69

550.00

CCAR

£4.34 - £8.69

550.00

CWMR

£4.34 - £8.69

550.00

IDMR

£4.34 - £8.69

550.00

SDAR

£4.34 - £8.69

650.00

IWMR

£4.34 - £8.69

550.00

SDMR

£4.34 - £8.69

650.00

PDAR

£4.34 - £8.69

650.00

FWAR

£4.34 - £8.69

650.00

CDMR

£4.34 - £8.69

550.00

IVMR

£4.34 - £8.69

650.00

FVAR

£4.34 - £8.69

650.00

FCAR

£4.34 - £8.69

650.00

DTMR

£4.34 - £8.69

650.00

DSMR

£4.34 - £8.69

650.00

IXAR

£4.34 - £8.69

650.00

IXAH

£4.34 - £8.69

650.00

 
 
 

*Windscreen Windscreen and Tyres. Reduces excess for any damage to Windscreen (any other window glass) or tyres to £0.00. Windscreen and Tyres may not be purchased to waive the excess where the renter or any additional driver is aged between 21 and 25 years at the locations below: BARKING, LEWISHAM, PARK ROYAL, KINGS CROSS, FULHAM, MARBLE ARCH, CROYDON, KENNINGTON,BURY ST EDMUNDS, IPSWICH. Please note that Bradford branch only offer Windscreens and Tyres Waiver to customers over the age of 30. Price of WTW is GBP 4.34 + tax per day. 

Personal Accident Insurance (PAI): If purchased provides coverage for baggage and personal effects, medical expenses, personal accidents and emergency travel. Price GBP 6.08 per day, plus Tax. 

*MasterCover – Not Available 

* MasterCover Plus

MCP reduces the deductible to £0.00, it also includes Windscreen and Tyres, Theft and Replacement Car and costs as follows: 1 - 2 days £13.04 per day, 3 - 6 days £8.69 per day and 7+ days £4.34 per day.  Mastercover Plus may not be purchased to waive the excess where the renter or any additional driver is aged between 21 and 25 years at the locations below: BARKING, LEWISHAM, PARK ROYAL, KINGS CROSS, FULHAM, MARBLE ARCH, CROYDON, KENNINGTON,BURY ST EDMUNDS, IPSWICH. Please note that Bradford branch only offer Mastercover Plus to customers over the age of 30 This product is only available to customers who have purchased our DLW insurance. Note: this may already be included in their rate.  Daily prices exclude tax. 

Group

Cost per day (GBP) + Tax

Deductible amount

All

4.34 - £13.04

Zero

 

 

 

 

         We try to ensure that the information provided above is as up to date. However we cannot guarantee the changes have not been made since it was last updated.

Last Updated: arpril 2009


 

 

 

 

 

 

 

 

 

 

 

 



 

 
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Insurance Settlement | Alamo | Ireland   


 
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